How to Talk to an Insurance Adjuster in TX

If you were injured in a car collision, it is important that you understand how to speak to an insurance adjuster. Continue reading and give our legal team a call today to discuss the details of your case and your options. Our Houston, Texas car accident lawyer is on your side.

What to say to an insurance adjuster after a Texas car collision:

  • To start, it is essential to note that you should never speak to an insurance company before employing the services of a personal injury attorney. This is because insurance companies are businesses, and in many circumstances, they care more about their bottom line than they do about you recuperating the compensation you need to move forward. To be honest, they are not your supporter, like our legal team is. Our firm will be able to ensure that you do not get a lowball settlement or sign any paperwork that is unfair or places you at a disadvantage.
  • You should also keep in mind that in most cases, insurance adjusters will use sneaky tricks to try and get you to oppose yourself or de-emphasize your injuries. This is why it is so important that you obtain medical documentation and bills regarding your injuries so that our legal team can use these concrete facts to establish the extent of your injuries and the damages you have sustained. Furthermore, having an attorney present during these conversations can make sure that you do not fall into any of their traps or answer a trick question “incorrectly.”
  • Typically, after an accident, the other party’s insurance company will try to send you to a specific auto body shop. You do not have to accept this advice. In most cases, they have deals worked out with these shops, and if you settle on that shop, you may receive an estimate that does not completely cover the cost of the damage done to your car. No matter what, if you have an auto body shop that you trust, you should choose that one instead.
  • As previously stated, insurance companies will offer you a lowball settlement to start. If you reject this settlement, don’t be surprised if the insurance company all of sudden presents you the silent treatment. This is because they are expecting that you will wait longer than the statute of limitations allows to file your claim. Our firm can keep after the insurance company to confirm that they respond in a convenient manner and collaborate with us throughout the process.

Our legal team is on your side if you have any questions or concerns. We are here to help you no matter what.


Whether you were hurt in a motor vehicle collision, as a result of malpractice, or under any other circumstances due to no fault of your own, our firm is here to help. Contact White Personal Injury for a free consultation today.

Contact Us
  • This field is for validation purposes and should be left unchanged.